SUV comparison

Hyundai Ioniq 5 vs Honda Accord Hybrid

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Hyundai Ioniq 5 vs Honda Accord Hybrid: Quick Verdict

Based on average driving (12,000 miles/year), the Honda Accord Hybrid costs approximately $5,354 less over 5 years compared to the Hyundai Ioniq 5. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.

Hyundai Ioniq 5

$36,850

purchase price

Honda Accord Hybrid

$34,990

purchase price

Gas saves

$5,354

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

Adjust the inputs to match your situation. Results update instantly.

Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

Enter what you actually pay to charge. On a time-of-use or EV plan (cheap overnight rates) or with solar, your rate may be well below the state average, e.g. 8¢ overnight vs 12¢ standard.

❌ Gas/Hybrid is better for this scenariohigh confidence

Honda Accord Hybrid Is Cheaper

Gas saves you

$5,354

over 5 years

EV saves per month

$59

fuel + maintenance + insurance

Operating cost payback

12.7 years

beyond ownership

Best case (Home charging): EV costs $5,354
Worst case (Public charging only): EV costs $10,052

The Honda Accord Hybrid costs $5,354 less over 5 years than the Hyundai Ioniq 5.

These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.

Operating cost payback falls outside your ownership period. You may not recover the extra upfront cost through fuel and maintenance savings alone.

Gas saves you

$5,354

over 5 years (all-in)

EV saves per month

$59

fuel + maintenance + insurance

Operating cost payback

12.7 years

beyond ownership period

Vehicles compared

Ioniq 5 · Accord Hybrid · RAV4 Hybrid

EV · Gas · Hybrid

Full Cost Breakdown

Hyundai Ioniq 5

SE Standard Range RWD

Electric

Purchase Price$36,850
Monthly Fuel$38
Annual Fuel$452
Total Fuel$2,262
Total Maintenance$2,750
Total Insurance$9,750
Resale Value$15,109
Total Cost of Ownership$36,504

Honda Accord Hybrid

Sport Hybrid (2026 MY)

Hybrid

Purchase Price$34,990
Monthly Fuel$80
Annual Fuel$955
Total Fuel$4,773
Total Maintenance$4,750
Total Insurance$8,750
Resale Value$22,114
Total Cost of Ownership$31,149

Toyota RAV4 Hybrid

XLE Premium AWD

Hybrid

Best
Purchase Price$38,950
Monthly Fuel$85
Annual Fuel$1,024
Total Fuel$5,122
Total Maintenance$5,000
Total Insurance$9,250
Resale Value$29,135
Total Cost of Ownership$29,187

Cost Over 5 Years

Year 1RAV4 Hybrid leads
Ioniq 5
$8,971
Accord Hybrid
$6,723
RAV4 Hybrid
$6,072
Year 2RAV4 Hybrid leads
Ioniq 5
$16,959
Accord Hybrid
$13,176
RAV4 Hybrid
$12,020
Year 3RAV4 Hybrid leads
Ioniq 5
$24,124
Accord Hybrid
$19,385
RAV4 Hybrid
$17,851
Year 4RAV4 Hybrid leads
Ioniq 5
$30,602
Accord Hybrid
$25,369
RAV4 Hybrid
$23,571
Year 5RAV4 Hybrid leads
Ioniq 5
$36,504
Accord Hybrid
$31,149
RAV4 Hybrid
$29,187
Hyundai Ioniq 5 (EV)Honda Accord Hybrid (HYBRID)Toyota RAV4 Hybrid (HYBRID)

Why This Result

The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Consider the Toyota RAV4 Hybrid as a middle ground — it costs $1,962 less than pure gas. Driving more or higher gas prices could change this.

Fuel vs Charging

Charging the Ioniq 5 costs about $452/year vs $955/year for gas in the Accord Hybrid. That's $502/year in fuel savings alone.

Your electricity rate matters

Home charging is the EV's biggest lever. Every 1¢/kWh lower saves about $35/year ($174 over 5 years) for the Ioniq 5. Charging from rooftop solar can lower it further. Enter your actual overnight or solar rate above to see your own numbers.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Ioniq 5 saves roughly $2000 in maintenance over the ownership period.

Depreciation & Resale

The Accord Hybrid holds 63% of its value vs 41% for the Ioniq 5. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $1,950/year for the Ioniq 5 vs $1,750/year for the Accord Hybrid in the total comparison.

Share Your Result

Let others see how the numbers compare.

At my mileage, the Honda Accord Hybrid beats the Hyundai Ioniq 5 by $5,354 over 5 years. Check yours → isevworthit.com

About the Hyundai Ioniq 5

The Hyundai Ioniq 5 is a fully electric suv with an efficiency of 0.29 kWh per mile. Priced at $36,850, it costs around $550/year to maintain and $1,950/year to insure.

About the Honda Accord Hybrid

The Honda Accord Hybrid is a hybrid suv achieving 44 MPG. Priced at $34,990, it costs around $950/year to maintain and $1,750/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

← Compare all vehicles on the homepage