SUV comparison
Hyundai Ioniq 5 vs Toyota 4Runner
Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.
Hyundai Ioniq 5 vs Toyota 4Runner: Quick Verdict
Based on average driving (12,000 miles/year), the Hyundai Ioniq 5 saves approximately $5,020 over 5 years compared to the Toyota 4Runner. Lower charging costs and reduced maintenance offset the EV's higher purchase price.
Hyundai Ioniq 5
$41,800
purchase price
Toyota 4Runner
$42,805
purchase price
EV saves
$5,020
over 5 years
Customize your mileage, gas price, and electricity rate below to get a personalized comparison.
Your Numbers
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Average American drives ~13,500 miles/year
Charge at home overnight — cheapest option
Hyundai Ioniq 5 Saves You Money
EV saves you
$5,020
over 5 years
EV saves per month
$183
fuel + maintenance
Operating cost payback
2.8 years
within ownership
The Hyundai Ioniq 5 saves you $5,020 over 5 years compared to the Toyota 4Runner.
These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.
EV saves you
$5,020
over 5 years (all-in)
EV saves per month
$183
fuel + maintenance
Operating cost payback
2.8 years
achievable within ownership
Vehicles compared
Ioniq 5 · 4Runner · RAV4 Hybrid
EV · Gas · Hybrid
Full Cost Breakdown
| Hyundai Ioniq 5Electric | Toyota 4RunnerGas | Toyota RAV4 HybridBestHybrid | |
|---|---|---|---|
| Purchase Price | $41,800 | $42,805 | $35,385 |
| Monthly Fuel | $38 | $167 | $88 |
| Annual Fuel | $452 | $2,000 | $1,050 |
| Total Fuel | $2,262 | $10,000 | $5,250 |
| Total Maintenance | $2,750 | $5,750 | $5,000 |
| Total Insurance | $9,750 | $10,000 | $9,250 |
| Resale Value | $22,990 | $29,963 | $24,062 |
| Total Cost of Ownership | $33,572 | $38,592 | $30,823 |
Hyundai Ioniq 5
Electric
Toyota 4Runner
Gas
Toyota RAV4 Hybrid
Hybrid
Cost Over 5 Years
Why This Result
You break even in about 2.8 years. Lower charging costs and reduced maintenance give the EV a clear cost advantage at your mileage. The Toyota RAV4 Hybrid falls in between at $30,823 total.
Fuel vs Charging
Charging the Ioniq 5 costs about $452/year vs $2000/year for gas in the 4Runner. That's $1548/year in fuel savings alone.
Maintenance
EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Ioniq 5 saves roughly $3000 in maintenance over the ownership period.
Depreciation & Resale
The 4Runner holds 70% of its value vs 55% for the Ioniq 5. Purchase price and resale value are often the largest factors in total cost of ownership.
Insurance
EV insurance tends to run higher due to specialized repair costs. We've included $1,950/year for the Ioniq 5 vs $2,000/year for the 4Runner in the total comparison.
Share Your Result
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I'd save $5,020 over 5 years with a Hyundai Ioniq 5 vs Toyota 4Runner. Break-even in 2.8 years. Check yours → isevworthit.com
About the Hyundai Ioniq 5
The Hyundai Ioniq 5 is a fully electric suv with an efficiency of 0.29 kWh per mile. Priced at $41,800, it costs around $550/year to maintain and $1,950/year to insure.
About the Toyota 4Runner
The Toyota 4Runner is a gas-powered suv achieving 21 MPG. Priced at $42,805, it costs around $1,150/year to maintain and $2,000/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.
How We Calculate Total Cost
Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.