SUV comparison
Hyundai Ioniq 5 vs Toyota Camry
Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.
Hyundai Ioniq 5 vs Toyota Camry: Quick Verdict
Based on average driving (12,000 miles/year), the Toyota Camry costs approximately $3,487 less over 5 years compared to the Hyundai Ioniq 5. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.
Hyundai Ioniq 5
$41,800
purchase price
Toyota Camry
$28,855
purchase price
Gas saves
$3,487
over 5 years
Customize your mileage, gas price, and electricity rate below to get a personalized comparison.
Your Numbers
Adjust the inputs to match your situation. Results update instantly.
Average American drives ~13,500 miles/year
Charge at home overnight — cheapest option
Toyota Camry Is Cheaper
Gas saves you
$3,487
over 5 years
EV saves per month
$97
fuel + maintenance
Operating cost payback
6.7 years
beyond ownership
The Toyota Camry costs $3,487 less over 5 years than the Hyundai Ioniq 5.
These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.
Operating cost payback falls outside your ownership period. You may not recover the extra upfront cost through fuel and maintenance savings alone.
Gas saves you
$3,487
over 5 years (all-in)
EV saves per month
$97
fuel + maintenance
Operating cost payback
6.7 years
beyond ownership period
Vehicles compared
Ioniq 5 · Camry · RAV4 Hybrid
EV · Gas · Hybrid
Full Cost Breakdown
| Hyundai Ioniq 5Electric | Toyota CamryBestGas | Toyota RAV4 HybridHybrid | |
|---|---|---|---|
| Purchase Price | $41,800 | $28,855 | $35,385 |
| Monthly Fuel | $38 | $109 | $88 |
| Annual Fuel | $452 | $1,313 | $1,050 |
| Total Fuel | $2,262 | $6,563 | $5,250 |
| Total Maintenance | $2,750 | $5,500 | $5,000 |
| Total Insurance | $9,750 | $8,500 | $9,250 |
| Resale Value | $22,990 | $19,333 | $24,062 |
| Total Cost of Ownership | $33,572 | $30,085 | $30,823 |
Hyundai Ioniq 5
Electric
Toyota Camry
Gas
Toyota RAV4 Hybrid
Hybrid
Cost Over 5 Years
Why This Result
The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Driving more or higher gas prices could change this.
Fuel vs Charging
Charging the Ioniq 5 costs about $452/year vs $1313/year for gas in the Camry. That's $860/year in fuel savings alone.
Maintenance
EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Ioniq 5 saves roughly $2750 in maintenance over the ownership period.
Depreciation & Resale
The Camry holds 67% of its value vs 55% for the Ioniq 5. Purchase price and resale value are often the largest factors in total cost of ownership.
Insurance
EV insurance tends to run higher due to specialized repair costs. We've included $1,950/year for the Ioniq 5 vs $1,700/year for the Camry in the total comparison.
Share Your Result
Let others see how the numbers compare.
At my mileage, the Toyota Camry beats the Hyundai Ioniq 5 by $3,487 over 5 years. Check yours → isevworthit.com
About the Hyundai Ioniq 5
The Hyundai Ioniq 5 is a fully electric suv with an efficiency of 0.29 kWh per mile. Priced at $41,800, it costs around $550/year to maintain and $1,950/year to insure.
About the Toyota Camry
The Toyota Camry is a gas-powered suv achieving 32 MPG. Priced at $28,855, it costs around $1,100/year to maintain and $1,700/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.
How We Calculate Total Cost
Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.