SUV comparison
Hyundai Ioniq 5 vs Toyota RAV4 Hybrid
Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.
Both vehicles are in the suv class — a fair apples-to-apples comparison.
Hyundai Ioniq 5 vs Toyota RAV4 Hybrid: Quick Verdict
Based on average driving (12,000 miles/year), the Toyota RAV4 Hybrid costs approximately $2,749 less over 5 years compared to the Hyundai Ioniq 5. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.
Hyundai Ioniq 5
$41,800
purchase price
Toyota RAV4 Hybrid
$35,385
purchase price
Gas saves
$2,749
over 5 years
Customize your mileage, gas price, and electricity rate below to get a personalized comparison.
Your Numbers
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Average American drives ~13,500 miles/year
Charge at home overnight — cheapest option
Toyota RAV4 Hybrid Is Cheaper
Gas saves you
$2,749
over 5 years
EV saves per month
$79
fuel + maintenance
Operating cost payback
7.2 years
beyond ownership
The Toyota RAV4 Hybrid costs $2,749 less over 5 years than the Hyundai Ioniq 5.
Operating cost payback falls outside your ownership period. You may not recover the extra upfront cost through fuel and maintenance savings alone.
Gas saves you
$2,749
over 5 years (all-in)
EV saves per month
$79
fuel + maintenance
Operating cost payback
7.2 years
beyond ownership period
Vehicles compared
Ioniq 5 · RAV4 Hybrid · RAV4 Hybrid
EV · Gas · Hybrid
Full Cost Breakdown
| Hyundai Ioniq 5Electric | Toyota RAV4 HybridBestHybrid | Toyota RAV4 HybridBestHybrid | |
|---|---|---|---|
| Purchase Price | $41,800 | $35,385 | $35,385 |
| Monthly Fuel | $38 | $88 | $88 |
| Annual Fuel | $452 | $1,050 | $1,050 |
| Total Fuel | $2,262 | $5,250 | $5,250 |
| Total Maintenance | $2,750 | $5,000 | $5,000 |
| Total Insurance | $9,750 | $9,250 | $9,250 |
| Resale Value | $22,990 | $24,062 | $24,062 |
| Total Cost of Ownership | $33,572 | $30,823 | $30,823 |
Hyundai Ioniq 5
Electric
Toyota RAV4 Hybrid
Hybrid
Toyota RAV4 Hybrid
Hybrid
Cost Over 5 Years
Why This Result
The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Driving more or higher gas prices could change this.
Fuel vs Charging
Charging the Ioniq 5 costs about $452/year vs $1050/year for gas in the RAV4 Hybrid. That's $598/year in fuel savings alone.
Maintenance
EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Ioniq 5 saves roughly $2250 in maintenance over the ownership period.
Depreciation & Resale
The RAV4 Hybrid holds 68% of its value vs 55% for the Ioniq 5. Purchase price and resale value are often the largest factors in total cost of ownership.
Insurance
EV insurance tends to run higher due to specialized repair costs. We've included $1,950/year for the Ioniq 5 vs $1,850/year for the RAV4 Hybrid in the total comparison.
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At my mileage, the Toyota RAV4 Hybrid beats the Hyundai Ioniq 5 by $2,749 over 5 years. Check yours → isevworthit.com
About the Hyundai Ioniq 5
The Hyundai Ioniq 5 is a fully electric suv with an efficiency of 0.29 kWh per mile. Priced at $41,800, it costs around $550/year to maintain and $1,950/year to insure.
About the Toyota RAV4 Hybrid
The Toyota RAV4 Hybrid is a hybrid suv achieving 40 MPG. Priced at $35,385, it costs around $1,000/year to maintain and $1,850/year to insure. This is a direct apples-to-apples comparison within the same vehicle class.
How We Calculate Total Cost
Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.