Adventure SUV comparison

Rivian R1S vs Ford F-150

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Rivian R1S vs Ford F-150: Quick Verdict

Based on average driving (12,000 miles/year), the Ford F-150 costs approximately $37,587 less over 5 years compared to the Rivian R1S. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.

Rivian R1S

$85,885

purchase price

Ford F-150

$38,355

purchase price

Gas saves

$37,587

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

Adjust the inputs to match your situation. Results update instantly.

Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

Enter what you actually pay to charge. On a time-of-use or EV plan (cheap overnight rates) or with solar, your rate may be well below the state average, e.g. 8¢ overnight vs 12¢ standard.

❌ Gas/Hybrid is better for this scenariohigh confidence

Ford F-150 Is Cheaper

Gas saves you

$37,587

over 5 years

EV saves per month

$90

fuel + maintenance + insurance

Operating cost payback

39.8 years

beyond ownership

Best case (Home charging): EV costs $37,587
Worst case (Public charging only): EV costs $43,986

The Ford F-150 costs $37,587 less over 5 years than the Rivian R1S.

These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.

Operating cost payback falls outside your ownership period. You may not recover the extra upfront cost through fuel and maintenance savings alone.

Gas saves you

$37,587

over 5 years (all-in)

EV saves per month

$90

fuel + maintenance + insurance

Operating cost payback

39.8 years

beyond ownership period

Vehicles compared

Rivian R1S vs F-150

Adventure SUV

Full Cost Breakdown

Rivian R1S

Premium Dual-Motor AWD

Electric

Purchase Price$85,885
Monthly Fuel$51
Annual Fuel$616
Total Fuel$3,081
Total Maintenance$3,250
Total Insurance$13,000
Resale Value$28,342
Total Cost of Ownership$76,874

Ford F-150

Gas

Best
Purchase Price$38,355
Monthly Fuel$146
Annual Fuel$1,750
Total Fuel$8,750
Total Maintenance$6,000
Total Insurance$10,000
Resale Value$23,818
Total Cost of Ownership$39,287

Cost Over 5 Years

Year 1F-150 leads
Rivian R1S
$20,946
F-150
$8,436
Year 2F-150 leads
Rivian R1S
$38,496
F-150
$16,555
Year 3F-150 leads
Rivian R1S
$53,324
F-150
$24,386
Year 4F-150 leads
Rivian R1S
$65,972
F-150
$31,955
Year 5F-150 leads
Rivian R1S
$76,874
F-150
$39,287
Rivian R1S (EV)Ford F-150 (GAS)

Why This Result

The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Driving more or higher gas prices could change this.

Fuel vs Charging

Charging the Rivian R1S costs about $616/year vs $1750/year for gas in the F-150. That's $1134/year in fuel savings alone.

Your electricity rate matters

Home charging is the EV's biggest lever. Every 1¢/kWh lower saves about $47/year ($237 over 5 years) for the Rivian R1S. Charging from rooftop solar can lower it further. Enter your actual overnight or solar rate above to see your own numbers.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Rivian R1S saves roughly $2750 in maintenance over the ownership period.

Depreciation & Resale

The F-150 holds 62% of its value vs 33% for the Rivian R1S. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $2,600/year for the Rivian R1S vs $2,000/year for the F-150 in the total comparison.

Share Your Result

Let others see how the numbers compare.

At my mileage, the Ford F-150 beats the Rivian R1S by $37,587 over 5 years. Check yours → isevworthit.com

About the Rivian R1S

The Rivian R1S is a fully electric adventure suv with an efficiency of 0.395 kWh per mile. Priced at $85,885, it costs around $650/year to maintain and $2,600/year to insure. It's widely regarded as the Adventure Ready option in its class.

About the Ford F-150

The Ford F-150 is a gas-powered adventure suv achieving 24 MPG. Priced at $38,355, it costs around $1,200/year to maintain and $2,000/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

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