Adventure SUV comparison

Rivian R1S vs Mercedes-Benz E 350 4MATIC

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Rivian R1S vs Mercedes-Benz E 350 4MATIC: Quick Verdict

Based on average driving (12,000 miles/year), the Rivian R1S saves approximately $4,898 over 5 years compared to the Mercedes-Benz E 350 4MATIC. Lower charging costs and reduced maintenance offset the EV's higher purchase price.

Rivian R1S

$75,900

purchase price

Mercedes-Benz E 350 4MATIC

$64,950

purchase price

EV saves

$4,898

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

Adjust the inputs to match your situation. Results update instantly.

Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

⚠️ It depends — the difference is smallmedium confidence

Too Close to Call

EV saves you

$4,898

over 5 years

EV saves per month

$132

fuel + maintenance

Operating cost payback

2.7 years

within ownership

Best case (Home charging): EV saves $4,898
Worst case (Public charging only): EV costs $448

The difference between the Rivian R1S and Mercedes-Benz E 350 4MATIC is small — only $4,898 over 5 years.

These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.

EV saves you

$4,898

over 5 years (all-in)

EV saves per month

$132

fuel + maintenance

Operating cost payback

2.7 years

achievable within ownership

Vehicles compared

Rivian R1S · E 350 4MATIC · Camry Hybrid

EV · Gas · Hybrid

Full Cost Breakdown

Rivian R1S

Electric

Purchase Price$75,900
Monthly Fuel$43
Annual Fuel$515
Total Fuel$2,574
Total Maintenance$3,250
Total Insurance$13,000
Resale Value$39,468
Total Cost of Ownership$55,256

Mercedes-Benz E 350 4MATIC

Gas

Purchase Price$64,950
Monthly Fuel$130
Annual Fuel$1,556
Total Fuel$7,778
Total Maintenance$3,720
Total Insurance$15,220
Resale Value$31,514
Total Cost of Ownership$60,154

Toyota Camry Hybrid

Hybrid

Best
Purchase Price$30,450
Monthly Fuel$67
Annual Fuel$808
Total Fuel$4,038
Total Maintenance$4,750
Total Insurance$8,500
Resale Value$21,315
Total Cost of Ownership$26,423

Cost Over 5 Years

Year 1Camry Hybrid leads
Rivian R1S
$13,070
E 350 4MATIC
$14,090
Camry Hybrid
$5,554
Year 2Camry Hybrid leads
Rivian R1S
$24,999
E 350 4MATIC
$27,002
Camry Hybrid
$10,964
Year 3Camry Hybrid leads
Rivian R1S
$35,927
E 350 4MATIC
$38,895
Camry Hybrid
$16,239
Year 4Camry Hybrid leads
Rivian R1S
$45,977
E 350 4MATIC
$49,906
Camry Hybrid
$21,390
Year 5Camry Hybrid leads
Rivian R1S
$55,256
E 350 4MATIC
$60,154
Camry Hybrid
$26,423
Rivian R1S (EV)Mercedes-Benz E 350 4MATIC (GAS)Toyota Camry Hybrid (HYBRID)

Why This Result

At your inputs, neither option has a decisive cost advantage. Small changes in gas prices, electricity rates, or driving habits could tip the balance either way. The Toyota Camry Hybrid may offer a good compromise between cost and efficiency.

Fuel vs Charging

Charging the Rivian R1S costs about $515/year vs $1556/year for gas in the E 350 4MATIC. That's $1041/year in fuel savings alone.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Rivian R1S saves roughly $470 in maintenance over the ownership period.

Depreciation & Resale

The E 350 4MATIC holds 49% of its value vs 52% for the Rivian R1S. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $2,600/year for the Rivian R1S vs $3,044/year for the E 350 4MATIC in the total comparison.

Share Your Result

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EV vs Gas is a close call for me — only $4,898 difference over 5 years. Check yours → isevworthit.com

About the Rivian R1S

The Rivian R1S is a fully electric adventure suv with an efficiency of 0.33 kWh per mile. Priced at $75,900, it costs around $650/year to maintain and $2,600/year to insure. It's widely regarded as the Adventure Ready option in its class.

About the Mercedes-Benz E 350 4MATIC

The Mercedes-Benz E 350 4MATIC is a gas-powered adventure suv achieving 27 MPG. Priced at $64,950, it costs around $744/year to maintain and $3,044/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

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