Truck comparison
Rivian R1T vs BMW 5 Series
Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.
Rivian R1T vs BMW 5 Series: Quick Verdict
Based on average driving (12,000 miles/year), the Rivian R1T saves approximately $933 over 5 years compared to the BMW 5 Series. Lower charging costs and reduced maintenance offset the EV's higher purchase price.
Rivian R1T
$69,900
purchase price
BMW 5 Series
$57,700
purchase price
EV saves
$933
over 5 years
Customize your mileage, gas price, and electricity rate below to get a personalized comparison.
Your Numbers
Adjust the inputs to match your situation. Results update instantly.
Average American drives ~13,500 miles/year
Charge at home overnight — cheapest option
Too Close to Call
EV saves you
$933
over 5 years
EV saves per month
$142
fuel + maintenance
Operating cost payback
4.5 years
within ownership
The difference between the Rivian R1T and BMW 5 Series is small — only $933 over 5 years.
These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.
EV saves you
$933
over 5 years (all-in)
EV saves per month
$142
fuel + maintenance
Operating cost payback
4.5 years
achievable within ownership
Vehicles compared
Rivian R1T · BMW 5 Series · Camry Hybrid
EV · Gas · Hybrid
Full Cost Breakdown
| Rivian R1TElectric | BMW 5 SeriesGas | Toyota Camry HybridBestHybrid | |
|---|---|---|---|
| Purchase Price | $69,900 | $57,700 | $30,450 |
| Monthly Fuel | $46 | $125 | $67 |
| Annual Fuel | $546 | $1,500 | $808 |
| Total Fuel | $2,730 | $7,500 | $4,038 |
| Total Maintenance | $3,250 | $7,000 | $4,750 |
| Total Insurance | $12,500 | $12,500 | $8,500 |
| Resale Value | $36,348 | $31,735 | $21,315 |
| Total Cost of Ownership | $52,032 | $52,965 | $26,423 |
Rivian R1T
Electric
BMW 5 Series
Gas
Toyota Camry Hybrid
Hybrid
Cost Over 5 Years
Why This Result
At your inputs, neither option has a decisive cost advantage. Small changes in gas prices, electricity rates, or driving habits could tip the balance either way. The Toyota Camry Hybrid may offer a good compromise between cost and efficiency.
Fuel vs Charging
Charging the Rivian R1T costs about $546/year vs $1500/year for gas in the BMW 5 Series. That's $954/year in fuel savings alone.
Maintenance
EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Rivian R1T saves roughly $3750 in maintenance over the ownership period.
Depreciation & Resale
The BMW 5 Series holds 55% of its value vs 52% for the Rivian R1T. Purchase price and resale value are often the largest factors in total cost of ownership.
Insurance
EV insurance tends to run higher due to specialized repair costs. We've included $2,500/year for the Rivian R1T vs $2,500/year for the BMW 5 Series in the total comparison.
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EV vs Gas is a close call for me — only $933 difference over 5 years. Check yours → isevworthit.com
About the Rivian R1T
The Rivian R1T is a fully electric truck with an efficiency of 0.35 kWh per mile. Priced at $69,900, it costs around $650/year to maintain and $2,500/year to insure.
About the BMW 5 Series
The BMW 5 Series is a gas-powered truck achieving 28 MPG. Priced at $57,700, it costs around $1,400/year to maintain and $2,500/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.
How We Calculate Total Cost
Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.