Truck comparison

Rivian R1T vs Ford F-150

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Both vehicles are in the truck class — a fair apples-to-apples comparison.

Rivian R1T vs Ford F-150: Quick Verdict

Based on average driving (12,000 miles/year), the Ford F-150 costs approximately $15,008 less over 5 years compared to the Rivian R1T. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.

Rivian R1T

$69,900

purchase price

Ford F-150

$38,355

purchase price

Gas saves

$15,008

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

Adjust the inputs to match your situation. Results update instantly.

Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

Gas/Hybrid is better for this scenariohigh confidence

Ford F-150 Is Cheaper

Gas saves you

$15,008

over 5 years

EV saves per month

$105

fuel + maintenance

Operating cost payback

12.2 years

beyond ownership

Best case (Home charging): EV costs $15,008
Worst case (Public charging only): EV costs $20,678

The Ford F-150 costs $15,008 less over 5 years than the Rivian R1T.

Operating cost payback falls outside your ownership period. You may not recover the extra upfront cost through fuel and maintenance savings alone.

Gas saves you

$15,008

over 5 years (all-in)

EV saves per month

$105

fuel + maintenance

Operating cost payback

12.2 years

beyond ownership period

Vehicles compared

Rivian R1T vs F-150

Truck

Full Cost Breakdown

Rivian R1T

Electric

Purchase Price$69,900
Monthly Fuel$46
Annual Fuel$546
Total Fuel$2,730
Total Maintenance$3,250
Total Insurance$12,500
Resale Value$36,348
Total Cost of Ownership$52,032

Ford F-150

Gas

Best
Purchase Price$38,355
Monthly Fuel$146
Annual Fuel$1,750
Total Fuel$8,750
Total Maintenance$6,000
Total Insurance$10,000
Resale Value$26,081
Total Cost of Ownership$37,024

Cost Over 5 Years

Year 1F-150 leads
Rivian R1T
$12,265
F-150
$7,797
Year 2F-150 leads
Rivian R1T
$23,480
F-150
$15,383
Year 3F-150 leads
Rivian R1T
$33,773
F-150
$22,773
Year 4F-150 leads
Rivian R1T
$43,257
F-150
$29,982
Year 5F-150 leads
Rivian R1T
$52,032
F-150
$37,024
Rivian R1T (EV)Ford F-150 (GAS)

Why This Result

The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Driving more or higher gas prices could change this.

Fuel vs Charging

Charging the Rivian R1T costs about $546/year vs $1750/year for gas in the F-150. That's $1204/year in fuel savings alone.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Rivian R1T saves roughly $2750 in maintenance over the ownership period.

Depreciation & Resale

The F-150 holds 68% of its value vs 52% for the Rivian R1T. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $2,500/year for the Rivian R1T vs $2,000/year for the F-150 in the total comparison.

Share Your Result

Let others see how the numbers compare.

At my mileage, the Ford F-150 beats the Rivian R1T by $15,008 over 5 years. Check yours → isevworthit.com

About the Rivian R1T

The Rivian R1T is a fully electric truck with an efficiency of 0.35 kWh per mile. Priced at $69,900, it costs around $650/year to maintain and $2,500/year to insure.

About the Ford F-150

The Ford F-150 is a gas-powered truck achieving 24 MPG. Priced at $38,355, it costs around $1,200/year to maintain and $2,000/year to insure. This is a direct apples-to-apples comparison within the same vehicle class.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

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