Truck comparison

Rivian R1T vs Honda Civic

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Rivian R1T vs Honda Civic: Quick Verdict

Based on average driving (12,000 miles/year), the Honda Civic costs approximately $25,215 less over 5 years compared to the Rivian R1T. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.

Rivian R1T

$69,900

purchase price

Honda Civic

$24,950

purchase price

Gas saves

$25,215

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

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Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

Gas/Hybrid is better for this scenariohigh confidence

Toyota Prius Is Cheaper

Gas saves you

$25,215

over 5 years

EV saves per month

$2

fuel + maintenance

Operating cost payback

27.6 years

beyond ownership

Best case (Home charging): EV costs $25,215
Worst case (Public charging only): EV costs $30,885

The Honda Civic costs $25,215 less over 5 years than the Rivian R1T.

These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.

Operating cost payback falls outside your ownership period. You may not recover the extra upfront cost through fuel and maintenance savings alone.

Gas saves you

$25,215

over 5 years (all-in)

EV saves per month

$2

fuel + maintenance

Operating cost payback

27.6 years

beyond ownership period

Vehicles compared

Rivian R1T · Civic · Prius

EV · Gas · Hybrid

Full Cost Breakdown

Rivian R1T

Electric

Purchase Price$69,900
Monthly Fuel$46
Annual Fuel$546
Total Fuel$2,730
Total Maintenance$3,250
Total Insurance$12,500
Resale Value$36,348
Total Cost of Ownership$52,032

Honda Civic

Gas

Purchase Price$24,950
Monthly Fuel$97
Annual Fuel$1,167
Total Fuel$5,833
Total Maintenance$4,750
Total Insurance$8,000
Resale Value$16,717
Total Cost of Ownership$26,817

Toyota Prius

Hybrid

Best
Purchase Price$28,545
Monthly Fuel$61
Annual Fuel$737
Total Fuel$3,684
Total Maintenance$4,250
Total Insurance$8,000
Resale Value$20,552
Total Cost of Ownership$23,927

Cost Over 5 Years

Year 1Prius leads
Rivian R1T
$12,265
Civic
$5,637
Prius
$5,002
Year 2Prius leads
Rivian R1T
$23,480
Civic
$11,126
Prius
$9,889
Year 3Prius leads
Rivian R1T
$33,773
Civic
$16,479
Prius
$14,667
Year 4Prius leads
Rivian R1T
$43,257
Civic
$21,706
Prius
$19,344
Year 5Prius leads
Rivian R1T
$52,032
Civic
$26,817
Prius
$23,927
Rivian R1T (EV)Honda Civic (GAS)Toyota Prius (HYBRID)

Why This Result

The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Consider the Toyota Prius as a middle ground — it costs $2,890 less than pure gas. Driving more or higher gas prices could change this.

Fuel vs Charging

Charging the Rivian R1T costs about $546/year vs $1167/year for gas in the Civic. That's $621/year in fuel savings alone.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Rivian R1T saves roughly $1500 in maintenance over the ownership period.

Depreciation & Resale

The Civic holds 67% of its value vs 52% for the Rivian R1T. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $2,500/year for the Rivian R1T vs $1,600/year for the Civic in the total comparison.

Share Your Result

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At my mileage, the Honda Civic beats the Rivian R1T by $25,215 over 5 years. Check yours → isevworthit.com

About the Rivian R1T

The Rivian R1T is a fully electric truck with an efficiency of 0.35 kWh per mile. Priced at $69,900, it costs around $650/year to maintain and $2,500/year to insure.

About the Honda Civic

The Honda Civic is a gas-powered truck achieving 36 MPG. Priced at $24,950, it costs around $950/year to maintain and $1,600/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

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