Truck comparison

Rivian R1T vs Jeep Grand Cherokee L

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Rivian R1T vs Jeep Grand Cherokee L: Quick Verdict

Based on average driving (12,000 miles/year), the Jeep Grand Cherokee L costs approximately $4,962 less over 5 years compared to the Rivian R1T. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.

Rivian R1T

$81,885

purchase price

Jeep Grand Cherokee L

$59,895

purchase price

Gas saves

$4,962

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

Adjust the inputs to match your situation. Results update instantly.

Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

Enter what you actually pay to charge. On a time-of-use or EV plan (cheap overnight rates) or with solar, your rate may be well below the state average, e.g. 8¢ overnight vs 12¢ standard.

❌ Gas/Hybrid is better for this scenariomedium confidence

Jeep Grand Cherokee L Is Cheaper

Gas saves you

$4,962

over 5 years

EV saves per month

$153

fuel + maintenance + insurance

Operating cost payback

7.8 years

beyond ownership

Best case (Home charging): EV costs $4,962
Worst case (Public charging only): EV costs $11,361

The Jeep Grand Cherokee L costs $4,962 less over 5 years than the Rivian R1T.

These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.

Operating cost payback falls outside your ownership period. You may not recover the extra upfront cost through fuel and maintenance savings alone.

Gas saves you

$4,962

over 5 years (all-in)

EV saves per month

$153

fuel + maintenance + insurance

Operating cost payback

7.8 years

beyond ownership period

Vehicles compared

Rivian R1T vs Grand Cherokee L

Truck

Full Cost Breakdown

Rivian R1T

Premium Dual-Motor AWD

Electric

Purchase Price$81,885
Monthly Fuel$51
Annual Fuel$616
Total Fuel$3,081
Total Maintenance$3,250
Total Insurance$12,500
Resale Value$36,848
Total Cost of Ownership$63,868

Jeep Grand Cherokee L

Overland 4x4

Gas

Best
Purchase Price$59,895
Monthly Fuel$167
Annual Fuel$2,000
Total Fuel$10,000
Total Maintenance$6,500
Total Insurance$11,500
Resale Value$28,989
Total Cost of Ownership$58,906

Cost Over 5 Years

Year 1Grand Cherokee L leads
Rivian R1T
$15,853
Grand Cherokee L
$13,691
Year 2Grand Cherokee L leads
Rivian R1T
$29,921
Grand Cherokee L
$26,290
Year 3Grand Cherokee L leads
Rivian R1T
$42,469
Grand Cherokee L
$37,943
Year 4Grand Cherokee L leads
Rivian R1T
$53,721
Grand Cherokee L
$48,778
Year 5Grand Cherokee L leads
Rivian R1T
$63,868
Grand Cherokee L
$58,906
Rivian R1T (EV)Jeep Grand Cherokee L (GAS)

Why This Result

The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Driving more or higher gas prices could change this.

Fuel vs Charging

Charging the Rivian R1T costs about $616/year vs $2000/year for gas in the Grand Cherokee L. That's $1384/year in fuel savings alone.

Your electricity rate matters

Home charging is the EV's biggest lever. Every 1¢/kWh lower saves about $47/year ($237 over 5 years) for the Rivian R1T. Charging from rooftop solar can lower it further. Enter your actual overnight or solar rate above to see your own numbers.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Rivian R1T saves roughly $3250 in maintenance over the ownership period.

Depreciation & Resale

The Grand Cherokee L holds 48% of its value vs 45% for the Rivian R1T. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $2,500/year for the Rivian R1T vs $2,300/year for the Grand Cherokee L in the total comparison.

Share Your Result

Let others see how the numbers compare.

At my mileage, the Jeep Grand Cherokee L beats the Rivian R1T by $4,962 over 5 years. Check yours → isevworthit.com

About the Rivian R1T

The Rivian R1T is a fully electric truck with an efficiency of 0.395 kWh per mile. Priced at $81,885, it costs around $650/year to maintain and $2,500/year to insure.

About the Jeep Grand Cherokee L

The Jeep Grand Cherokee L is a gas-powered truck achieving 21 MPG. Priced at $59,895, it costs around $1,300/year to maintain and $2,300/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

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