Truck comparison
Rivian R1T vs Toyota 4Runner
Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.
Rivian R1T vs Toyota 4Runner: Quick Verdict
Based on average driving (12,000 miles/year), the Toyota 4Runner costs approximately $13,441 less over 5 years compared to the Rivian R1T. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.
Rivian R1T
$69,900
purchase price
Toyota 4Runner
$42,805
purchase price
Gas saves
$13,441
over 5 years
Customize your mileage, gas price, and electricity rate below to get a personalized comparison.
Your Numbers
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Average American drives ~13,500 miles/year
Charge at home overnight — cheapest option
Toyota 4Runner Is Cheaper
Gas saves you
$13,441
over 5 years
EV saves per month
$121
fuel + maintenance
Operating cost payback
10.7 years
beyond ownership
The Toyota 4Runner costs $13,441 less over 5 years than the Rivian R1T.
These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.
Operating cost payback falls outside your ownership period. You may not recover the extra upfront cost through fuel and maintenance savings alone.
Gas saves you
$13,441
over 5 years (all-in)
EV saves per month
$121
fuel + maintenance
Operating cost payback
10.7 years
beyond ownership period
Vehicles compared
Rivian R1T vs 4Runner
Truck
Full Cost Breakdown
| Rivian R1TElectric | Toyota 4RunnerBestGas | |
|---|---|---|
| Purchase Price | $69,900 | $42,805 |
| Monthly Fuel | $46 | $167 |
| Annual Fuel | $546 | $2,000 |
| Total Fuel | $2,730 | $10,000 |
| Total Maintenance | $3,250 | $5,750 |
| Total Insurance | $12,500 | $10,000 |
| Resale Value | $36,348 | $29,963 |
| Total Cost of Ownership | $52,032 | $38,592 |
Rivian R1T
Electric
Toyota 4Runner
Gas
Cost Over 5 Years
Why This Result
The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Driving more or higher gas prices could change this.
Fuel vs Charging
Charging the Rivian R1T costs about $546/year vs $2000/year for gas in the 4Runner. That's $1454/year in fuel savings alone.
Maintenance
EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Rivian R1T saves roughly $2500 in maintenance over the ownership period.
Depreciation & Resale
The 4Runner holds 70% of its value vs 52% for the Rivian R1T. Purchase price and resale value are often the largest factors in total cost of ownership.
Insurance
EV insurance tends to run higher due to specialized repair costs. We've included $2,500/year for the Rivian R1T vs $2,000/year for the 4Runner in the total comparison.
Share Your Result
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At my mileage, the Toyota 4Runner beats the Rivian R1T by $13,441 over 5 years. Check yours → isevworthit.com
About the Rivian R1T
The Rivian R1T is a fully electric truck with an efficiency of 0.35 kWh per mile. Priced at $69,900, it costs around $650/year to maintain and $2,500/year to insure.
About the Toyota 4Runner
The Toyota 4Runner is a gas-powered truck achieving 21 MPG. Priced at $42,805, it costs around $1,150/year to maintain and $2,000/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.
How We Calculate Total Cost
Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.