Truck comparison
Rivian R1T vs Toyota Camry Hybrid
Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.
Rivian R1T vs Toyota Camry Hybrid: Quick Verdict
Based on average driving (12,000 miles/year), the Toyota Camry Hybrid costs approximately $37,202 less over 5 years compared to the Rivian R1T. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.
Rivian R1T
$81,885
purchase price
Toyota Camry Hybrid
$30,995
purchase price
Gas saves
$37,202
over 5 years
Customize your mileage, gas price, and electricity rate below to get a personalized comparison.
Your Numbers
Adjust the inputs to match your situation. Results update instantly.
Average American drives ~13,500 miles/year
Charge at home overnight — cheapest option
Enter what you actually pay to charge. On a time-of-use or EV plan (cheap overnight rates) or with solar, your rate may be well below the state average, e.g. 8¢ overnight vs 12¢ standard.
Toyota Camry Hybrid Is Cheaper
Gas saves you
$37,202
over 5 years
EV costs more/mo
$24
fuel + maintenance + insurance
The Toyota Camry Hybrid costs $37,202 less over 5 years than the Rivian R1T.
These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.
Gas saves you
$37,202
over 5 years (all-in)
EV costs more/mo
$24
fuel + maintenance + insurance
Operating cost payback
N/A
EV does not recover its extra cost
Vehicles compared
Rivian R1T · Camry Hybrid · Camry Hybrid
EV · Gas · Hybrid
Full Cost Breakdown
| Rivian R1TPremium Dual-Motor AWDElectric | Toyota Camry HybridLE hybrid FWDBestHybrid | Toyota Camry HybridLE hybrid FWDBestHybrid | |
|---|---|---|---|
| Purchase Price | $81,885 | $30,995 | $30,995 |
| Monthly Fuel | $51 | $69 | $69 |
| Annual Fuel | $616 | $824 | $824 |
| Total Fuel | $3,081 | $4,118 | $4,118 |
| Total Maintenance | $3,250 | $4,750 | $4,750 |
| Total Insurance | $12,500 | $8,500 | $8,500 |
| Resale Value | $36,848 | $21,697 | $21,697 |
| Total Cost of Ownership | $63,868 | $26,666 | $26,666 |
Rivian R1T
Premium Dual-Motor AWD
Electric
Toyota Camry Hybrid
LE hybrid FWD
Hybrid
Toyota Camry Hybrid
LE hybrid FWD
Hybrid
Cost Over 5 Years
Why This Result
The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Driving more or higher gas prices could change this.
Fuel vs Charging
Charging the Rivian R1T costs about $616/year vs $824/year for gas in the Camry Hybrid. That's $207/year in fuel savings alone.
Your electricity rate matters
Home charging is the EV's biggest lever. Every 1¢/kWh lower saves about $47/year ($237 over 5 years) for the Rivian R1T. Charging from rooftop solar can lower it further. Enter your actual overnight or solar rate above to see your own numbers.
Maintenance
EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Rivian R1T saves roughly $1500 in maintenance over the ownership period.
Depreciation & Resale
The Camry Hybrid holds 70% of its value vs 45% for the Rivian R1T. Purchase price and resale value are often the largest factors in total cost of ownership.
Insurance
EV insurance tends to run higher due to specialized repair costs. We've included $2,500/year for the Rivian R1T vs $1,700/year for the Camry Hybrid in the total comparison.
Share Your Result
Let others see how the numbers compare.
At my mileage, the Toyota Camry Hybrid beats the Rivian R1T by $37,202 over 5 years. Check yours → isevworthit.com
About the Rivian R1T
The Rivian R1T is a fully electric truck with an efficiency of 0.395 kWh per mile. Priced at $81,885, it costs around $650/year to maintain and $2,500/year to insure.
About the Toyota Camry Hybrid
The Toyota Camry Hybrid is a hybrid truck achieving 51 MPG. Priced at $30,995, it costs around $950/year to maintain and $1,700/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.
How We Calculate Total Cost
Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.