Sedan comparison

Tesla Model 3 vs Ford F-150

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Tesla Model 3 vs Ford F-150: Quick Verdict

Based on average driving (12,000 miles/year), the Tesla Model 3 saves approximately $5,558 over 5 years compared to the Ford F-150. Lower charging costs and reduced maintenance offset the EV's higher purchase price.

Tesla Model 3

$38,990

purchase price

Ford F-150

$38,355

purchase price

EV saves

$5,558

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

Adjust the inputs to match your situation. Results update instantly.

Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

EV is worth it for youhigh confidence

Tesla Model 3 Saves You Money

EV saves you

$5,558

over 5 years

EV saves per month

$168

fuel + maintenance

Operating cost payback

2.3 years

within ownership

Best case (Home charging): EV saves $5,558
Worst case (Public charging only): EV saves $1,508

The Tesla Model 3 saves you $5,558 over 5 years compared to the Ford F-150.

These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.

EV saves you

$5,558

over 5 years (all-in)

EV saves per month

$168

fuel + maintenance

Operating cost payback

2.3 years

achievable within ownership

Vehicles compared

Model 3 · F-150 · Camry Hybrid

EV · Gas · Hybrid

Full Cost Breakdown

Tesla Model 3

Electric

Purchase Price$38,990
Monthly Fuel$33
Annual Fuel$390
Total Fuel$1,950
Total Maintenance$2,750
Total Insurance$10,000
Resale Value$22,224
Total Cost of Ownership$31,466

Ford F-150

Gas

Purchase Price$38,355
Monthly Fuel$146
Annual Fuel$1,750
Total Fuel$8,750
Total Maintenance$6,000
Total Insurance$10,000
Resale Value$26,081
Total Cost of Ownership$37,024

Toyota Camry Hybrid

Hybrid

Best
Purchase Price$30,450
Monthly Fuel$67
Annual Fuel$808
Total Fuel$4,038
Total Maintenance$4,750
Total Insurance$8,500
Resale Value$21,315
Total Cost of Ownership$26,423

Cost Over 5 Years

Year 1Camry Hybrid leads
Model 3
$7,086
F-150
$7,797
Camry Hybrid
$5,554
Year 2Camry Hybrid leads
Model 3
$13,731
F-150
$15,383
Camry Hybrid
$10,964
Year 3Camry Hybrid leads
Model 3
$19,982
F-150
$22,773
Camry Hybrid
$16,239
Year 4Camry Hybrid leads
Model 3
$25,881
F-150
$29,982
Camry Hybrid
$21,390
Year 5Camry Hybrid leads
Model 3
$31,466
F-150
$37,024
Camry Hybrid
$26,423
Tesla Model 3 (EV)Ford F-150 (GAS)Toyota Camry Hybrid (HYBRID)

Why This Result

You break even in about 2.3 years. Lower charging costs and reduced maintenance give the EV a clear cost advantage at your mileage. The Toyota Camry Hybrid falls in between at $26,423 total.

Fuel vs Charging

Charging the Model 3 costs about $390/year vs $1750/year for gas in the F-150. That's $1360/year in fuel savings alone.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Model 3 saves roughly $3250 in maintenance over the ownership period.

Depreciation & Resale

The F-150 holds 68% of its value vs 57% for the Model 3. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $2,000/year for the Model 3 vs $2,000/year for the F-150 in the total comparison.

Share Your Result

Let others see how the numbers compare.

I'd save $5,558 over 5 years with a Tesla Model 3 vs Ford F-150. Break-even in 2.3 years. Check yours → isevworthit.com

About the Tesla Model 3

The Tesla Model 3 is a fully electric sedan with an efficiency of 0.25 kWh per mile. Priced at $38,990, it costs around $550/year to maintain and $2,000/year to insure. It's widely regarded as the Best Value EV option in its class.

About the Ford F-150

The Ford F-150 is a gas-powered sedan achieving 24 MPG. Priced at $38,355, it costs around $1,200/year to maintain and $2,000/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

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