Sedan comparison

Tesla Model 3 vs Subaru Forester

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Tesla Model 3 vs Subaru Forester: Quick Verdict

Based on average driving (12,000 miles/year), the Tesla Model 3 saves approximately $1,232 over 5 years compared to the Subaru Forester. Lower charging costs and reduced maintenance offset the EV's higher purchase price.

Tesla Model 3

$38,990

purchase price

Subaru Forester

$33,695

purchase price

EV saves

$1,232

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

Adjust the inputs to match your situation. Results update instantly.

Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

⚠️ It depends — the difference is smalllow confidence

Too Close to Call

EV saves you

$1,232

over 5 years

EV saves per month

$109

fuel + maintenance

Operating cost payback

3.4 years

within ownership

Best case (Home charging): EV saves $1,232
Worst case (Public charging only): EV costs $2,818

The difference between the Tesla Model 3 and Subaru Forester is small — only $1,232 over 5 years.

These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.

EV saves you

$1,232

over 5 years (all-in)

EV saves per month

$109

fuel + maintenance

Operating cost payback

3.4 years

achievable within ownership

Vehicles compared

Model 3 · Forester · RAV4 Hybrid

EV · Gas · Hybrid

Full Cost Breakdown

Tesla Model 3

Electric

Purchase Price$38,990
Monthly Fuel$33
Annual Fuel$390
Total Fuel$1,950
Total Maintenance$2,750
Total Insurance$10,000
Resale Value$22,224
Total Cost of Ownership$31,466

Subaru Forester

Gas

Purchase Price$33,695
Monthly Fuel$121
Annual Fuel$1,448
Total Fuel$7,241
Total Maintenance$5,250
Total Insurance$8,750
Resale Value$22,239
Total Cost of Ownership$32,698

Toyota RAV4 Hybrid

Hybrid

Best
Purchase Price$35,385
Monthly Fuel$88
Annual Fuel$1,050
Total Fuel$5,250
Total Maintenance$5,000
Total Insurance$9,250
Resale Value$24,062
Total Cost of Ownership$30,823

Cost Over 5 Years

Year 1RAV4 Hybrid leads
Model 3
$7,086
Forester
$6,935
RAV4 Hybrid
$6,527
Year 2RAV4 Hybrid leads
Model 3
$13,731
Forester
$13,656
RAV4 Hybrid
$12,858
Year 3RAV4 Hybrid leads
Model 3
$19,982
Forester
$20,180
RAV4 Hybrid
$19,010
Year 4RAV4 Hybrid leads
Model 3
$25,881
Forester
$26,522
RAV4 Hybrid
$24,994
Year 5RAV4 Hybrid leads
Model 3
$31,466
Forester
$32,698
RAV4 Hybrid
$30,823
Tesla Model 3 (EV)Subaru Forester (GAS)Toyota RAV4 Hybrid (HYBRID)

Why This Result

At your inputs, neither option has a decisive cost advantage. Small changes in gas prices, electricity rates, or driving habits could tip the balance either way. The Toyota RAV4 Hybrid may offer a good compromise between cost and efficiency.

Fuel vs Charging

Charging the Model 3 costs about $390/year vs $1448/year for gas in the Forester. That's $1058/year in fuel savings alone.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Model 3 saves roughly $2500 in maintenance over the ownership period.

Depreciation & Resale

The Forester holds 66% of its value vs 57% for the Model 3. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $2,000/year for the Model 3 vs $1,750/year for the Forester in the total comparison.

Share Your Result

Let others see how the numbers compare.

EV vs Gas is a close call for me — only $1,232 difference over 5 years. Check yours → isevworthit.com

About the Tesla Model 3

The Tesla Model 3 is a fully electric sedan with an efficiency of 0.25 kWh per mile. Priced at $38,990, it costs around $550/year to maintain and $2,000/year to insure. It's widely regarded as the Best Value EV option in its class.

About the Subaru Forester

The Subaru Forester is a gas-powered sedan achieving 29 MPG. Priced at $33,695, it costs around $1,050/year to maintain and $1,750/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

← Compare all vehicles on the homepage