SUV comparison
Tesla Model Y vs BMW X5
Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.
Tesla Model Y vs BMW X5: Quick Verdict
Based on average driving (12,000 miles/year), the Tesla Model Y saves approximately $27,091 over 5 years compared to the BMW X5. Lower charging costs and reduced maintenance offset the EV's higher purchase price.
Tesla Model Y
$41,630
purchase price
BMW X5
$73,550
purchase price
EV saves
$27,091
over 5 years
Customize your mileage, gas price, and electricity rate below to get a personalized comparison.
Your Numbers
Adjust the inputs to match your situation. Results update instantly.
Average American drives ~13,500 miles/year
Charge at home overnight — cheapest option
Enter what you actually pay to charge. On a time-of-use or EV plan (cheap overnight rates) or with solar, your rate may be well below the state average, e.g. 8¢ overnight vs 12¢ standard.
Tesla Model Y Saves You Money
EV saves you
$27,091
over 5 years
EV saves per month
$203
fuel + maintenance + insurance
The Tesla Model Y saves you $27,091 over 5 years compared to the BMW X5.
These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.
EV saves you
$27,091
over 5 years (all-in)
EV saves per month
$203
fuel + maintenance + insurance
Operating cost payback
Immediate
EV is cheaper upfront and to run
Vehicles compared
Model Y · BMW X5 · RAV4 Hybrid
EV · Gas · Hybrid
Full Cost Breakdown
| Tesla Model YStandard RWDElectric | BMW X540 xDriveGas | Toyota RAV4 HybridXLE Premium AWDBestHybrid | |
|---|---|---|---|
| Purchase Price | $41,630 | $73,550 | $38,950 |
| Monthly Fuel | $32 | $135 | $85 |
| Annual Fuel | $379 | $1,615 | $1,024 |
| Total Fuel | $1,895 | $8,077 | $5,122 |
| Total Maintenance | $3,000 | $7,000 | $5,000 |
| Total Insurance | $10,500 | $12,500 | $9,250 |
| Resale Value | $17,485 | $34,495 | $29,135 |
| Total Cost of Ownership | $39,541 | $66,632 | $29,187 |
Tesla Model Y
Standard RWD
Electric
BMW X5
40 xDrive
Gas
Toyota RAV4 Hybrid
XLE Premium AWD
Hybrid
Cost Over 5 Years
Why This Result
The EV costs less from the start when factoring in all ownership costs. Lower charging costs and reduced maintenance give the EV a clear cost advantage at your mileage. The Toyota RAV4 Hybrid falls in between at $29,187 total.
Fuel vs Charging
Charging the Model Y costs about $379/year vs $1615/year for gas in the BMW X5. That's $1236/year in fuel savings alone.
Your electricity rate matters
Home charging is the EV's biggest lever. Every 1¢/kWh lower saves about $29/year ($146 over 5 years) for the Model Y. Charging from rooftop solar can lower it further. Enter your actual overnight or solar rate above to see your own numbers.
Maintenance
EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Model Y saves roughly $4000 in maintenance over the ownership period.
Depreciation & Resale
The BMW X5 holds 47% of its value vs 42% for the Model Y. Purchase price and resale value are often the largest factors in total cost of ownership.
Insurance
EV insurance tends to run higher due to specialized repair costs. We've included $2,100/year for the Model Y vs $2,500/year for the BMW X5 in the total comparison.
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I'd save $27,091 over 5 years with a Tesla Model Y vs BMW X5. Check yours → isevworthit.com
About the Tesla Model Y
The Tesla Model Y is a fully electric suv with an efficiency of 0.243 kWh per mile. Priced at $41,630, it costs around $600/year to maintain and $2,100/year to insure. It's widely regarded as the Most Popular EV option in its class.
About the BMW X5
The BMW X5 is a gas-powered suv achieving 26 MPG. Priced at $73,550, it costs around $1,400/year to maintain and $2,500/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.
How We Calculate Total Cost
Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.