SUV comparison

Tesla Model Y vs Mercedes-Benz E 350 4MATIC

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Tesla Model Y vs Mercedes-Benz E 350 4MATIC: Quick Verdict

Based on average driving (12,000 miles/year), the Tesla Model Y saves approximately $18,339 over 5 years compared to the Mercedes-Benz E 350 4MATIC. Lower charging costs and reduced maintenance offset the EV's higher purchase price.

Tesla Model Y

$41,630

purchase price

Mercedes-Benz E 350 4MATIC

$69,250

purchase price

EV saves

$18,339

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

Adjust the inputs to match your situation. Results update instantly.

Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

Enter what you actually pay to charge. On a time-of-use or EV plan (cheap overnight rates) or with solar, your rate may be well below the state average, e.g. 8¢ overnight vs 12¢ standard.

✅ EV is worth it for youhigh confidence

Tesla Model Y Saves You Money

EV saves you

$18,339

over 5 years

EV saves per month

$189

fuel + maintenance + insurance

Best case (Home charging): EV saves $18,339
Worst case (Public charging only): EV saves $14,403

The Tesla Model Y saves you $18,339 over 5 years compared to the Mercedes-Benz E 350 4MATIC.

These vehicles are in different classes. The comparison is still valid but keep the size/class difference in mind.

EV saves you

$18,339

over 5 years (all-in)

EV saves per month

$189

fuel + maintenance + insurance

Operating cost payback

Immediate

EV is cheaper upfront and to run

Vehicles compared

Model Y · E 350 4MATIC · RAV4 Hybrid

EV · Gas · Hybrid

Full Cost Breakdown

Tesla Model Y

Standard RWD

Electric

Purchase Price$41,630
Monthly Fuel$32
Annual Fuel$379
Total Fuel$1,895
Total Maintenance$3,000
Total Insurance$10,500
Resale Value$17,485
Total Cost of Ownership$39,541

Mercedes-Benz E 350 4MATIC

E 350 4MATIC

Gas

Purchase Price$69,250
Monthly Fuel$130
Annual Fuel$1,556
Total Fuel$7,778
Total Maintenance$3,720
Total Insurance$15,220
Resale Value$38,088
Total Cost of Ownership$57,880

Toyota RAV4 Hybrid

XLE Premium AWD

Hybrid

Best
Purchase Price$38,950
Monthly Fuel$85
Annual Fuel$1,024
Total Fuel$5,122
Total Maintenance$5,000
Total Insurance$9,250
Resale Value$29,135
Total Cost of Ownership$29,187

Cost Over 5 Years

Year 1RAV4 Hybrid leads
Model Y
$9,710
E 350 4MATIC
$13,148
RAV4 Hybrid
$6,072
Year 2RAV4 Hybrid leads
Model Y
$18,364
E 350 4MATIC
$25,416
RAV4 Hybrid
$12,020
Year 3RAV4 Hybrid leads
Model Y
$26,130
E 350 4MATIC
$36,904
RAV4 Hybrid
$17,851
Year 4RAV4 Hybrid leads
Model Y
$33,149
E 350 4MATIC
$47,699
RAV4 Hybrid
$23,571
Year 5RAV4 Hybrid leads
Model Y
$39,541
E 350 4MATIC
$57,880
RAV4 Hybrid
$29,187
Tesla Model Y (EV)Mercedes-Benz E 350 4MATIC (GAS)Toyota RAV4 Hybrid (HYBRID)

Why This Result

The EV costs less from the start when factoring in all ownership costs. Lower charging costs and reduced maintenance give the EV a clear cost advantage at your mileage. The Toyota RAV4 Hybrid falls in between at $29,187 total.

Fuel vs Charging

Charging the Model Y costs about $379/year vs $1556/year for gas in the E 350 4MATIC. That's $1176/year in fuel savings alone.

Your electricity rate matters

Home charging is the EV's biggest lever. Every 1¢/kWh lower saves about $29/year ($146 over 5 years) for the Model Y. Charging from rooftop solar can lower it further. Enter your actual overnight or solar rate above to see your own numbers.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Model Y saves roughly $720 in maintenance over the ownership period.

Depreciation & Resale

The E 350 4MATIC holds 55% of its value vs 42% for the Model Y. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $2,100/year for the Model Y vs $3,044/year for the E 350 4MATIC in the total comparison.

Share Your Result

Let others see how the numbers compare.

I'd save $18,339 over 5 years with a Tesla Model Y vs Mercedes-Benz E 350 4MATIC. Check yours → isevworthit.com

About the Tesla Model Y

The Tesla Model Y is a fully electric suv with an efficiency of 0.243 kWh per mile. Priced at $41,630, it costs around $600/year to maintain and $2,100/year to insure. It's widely regarded as the Most Popular EV option in its class.

About the Mercedes-Benz E 350 4MATIC

The Mercedes-Benz E 350 4MATIC is a gas-powered suv achieving 27 MPG. Priced at $69,250, it costs around $744/year to maintain and $3,044/year to insure. Note that these vehicles are in different classes — keep size and use-case differences in mind.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

← Compare all vehicles on the homepage