SUV comparison

Tesla Model Y vs Subaru Forester

Which costs less to own over 5 years? Compare purchase price, fuel, maintenance, insurance, and depreciation — then customize with your own numbers.

Both vehicles are in the suv class — a fair apples-to-apples comparison.

Tesla Model Y vs Subaru Forester: Quick Verdict

Based on average driving (12,000 miles/year), the Subaru Forester costs approximately $3,154 less over 5 years compared to the Tesla Model Y. The gas vehicle's lower purchase price outweighs the EV's fuel savings at this mileage.

Tesla Model Y

$44,990

purchase price

Subaru Forester

$33,695

purchase price

Gas saves

$3,154

over 5 years

Customize your mileage, gas price, and electricity rate below to get a personalized comparison.

Your Numbers

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Average American drives ~13,500 miles/year

Charge at home overnight — cheapest option

Gas/Hybrid is better for this scenariomedium confidence

Toyota RAV4 Hybrid Is Cheaper

Gas saves you

$3,154

over 5 years

EV saves per month

$94

fuel + maintenance

Operating cost payback

6 years

beyond ownership

Best case (Home charging): EV costs $3,154
Worst case (Public charging only): EV costs $7,528

The Subaru Forester costs $3,154 less over 5 years than the Tesla Model Y.

Operating cost payback falls outside your ownership period. You may not recover the extra upfront cost through fuel and maintenance savings alone.

Gas saves you

$3,154

over 5 years (all-in)

EV saves per month

$94

fuel + maintenance

Operating cost payback

6 years

beyond ownership period

Vehicles compared

Model Y · Forester · RAV4 Hybrid

EV · Gas · Hybrid

Full Cost Breakdown

Tesla Model Y

Electric

Purchase Price$44,990
Monthly Fuel$35
Annual Fuel$421
Total Fuel$2,106
Total Maintenance$3,000
Total Insurance$10,500
Resale Value$24,745
Total Cost of Ownership$35,852

Subaru Forester

Gas

Purchase Price$33,695
Monthly Fuel$121
Annual Fuel$1,448
Total Fuel$7,241
Total Maintenance$5,250
Total Insurance$8,750
Resale Value$22,239
Total Cost of Ownership$32,698

Toyota RAV4 Hybrid

Hybrid

Best
Purchase Price$35,385
Monthly Fuel$88
Annual Fuel$1,050
Total Fuel$5,250
Total Maintenance$5,000
Total Insurance$9,250
Resale Value$24,062
Total Cost of Ownership$30,823

Cost Over 5 Years

Year 1RAV4 Hybrid leads
Model Y
$8,191
Forester
$6,935
RAV4 Hybrid
$6,527
Year 2RAV4 Hybrid leads
Model Y
$15,811
Forester
$13,656
RAV4 Hybrid
$12,858
Year 3RAV4 Hybrid leads
Model Y
$22,924
Forester
$20,180
RAV4 Hybrid
$19,010
Year 4RAV4 Hybrid leads
Model Y
$29,588
Forester
$26,522
RAV4 Hybrid
$24,994
Year 5RAV4 Hybrid leads
Model Y
$35,852
Forester
$32,698
RAV4 Hybrid
$30,823
Tesla Model Y (EV)Subaru Forester (GAS)Toyota RAV4 Hybrid (HYBRID)

Why This Result

The gas vehicle's lower purchase price and depreciation outweigh the EV's fuel savings at your current mileage. Consider the Toyota RAV4 Hybrid as a middle ground — it costs $1,874 less than pure gas. Driving more or higher gas prices could change this.

Fuel vs Charging

Charging the Model Y costs about $421/year vs $1448/year for gas in the Forester. That's $1027/year in fuel savings alone.

Maintenance

EVs have fewer moving parts — no oil changes, less brake wear, no transmission fluid. The Model Y saves roughly $2250 in maintenance over the ownership period.

Depreciation & Resale

The Forester holds 66% of its value vs 55% for the Model Y. Purchase price and resale value are often the largest factors in total cost of ownership.

Insurance

EV insurance tends to run higher due to specialized repair costs. We've included $2,100/year for the Model Y vs $1,750/year for the Forester in the total comparison.

Share Your Result

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At my mileage, the Subaru Forester beats the Tesla Model Y by $3,154 over 5 years. Check yours → isevworthit.com

About the Tesla Model Y

The Tesla Model Y is a fully electric suv with an efficiency of 0.27 kWh per mile. Priced at $44,990, it costs around $600/year to maintain and $2,100/year to insure. It's widely regarded as the Most Popular EV option in its class.

About the Subaru Forester

The Subaru Forester is a gas-powered suv achieving 29 MPG. Priced at $33,695, it costs around $1,050/year to maintain and $1,750/year to insure. This is a direct apples-to-apples comparison within the same vehicle class.

How We Calculate Total Cost

Total cost of ownership includes purchase price, fuel or charging costs over your ownership period, annual maintenance, annual insurance, minus estimated resale value based on depreciation. This gives you the true all-in cost of each vehicle — not just the sticker price.

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